How To Stop Your Foreclosure and Stay in Your Home

Special Report


“ How To Stop Your Foreclosure and Stay in Your Home”

For a FREE Confidential Consultation
call
  Ed Zulyevic
541-780-2424

You don’t have to lose your home!  There is an alternative that can quickly eliminate your stress and frustration.  You can save your home. The purpose of this Special Report is to provide you with answers to the most frequently asked questions about saving your home from foreclosure. 



Q:   I’m in foreclosure, how can I save my home?

A:   Our company specializes in helping homeowners in foreclosure save
      their homes.  If you qualify, we pay off your current mortgage then   
      you make monthly payment to us.

Q:  I have BAD credit.  Can I qualify?

A:  Yes, we realize that bad things sometimes happen to good people. Often
      this is just a temporary set back.  We are committed to helping you start  
      over again and helping you save your home even if you have bad credit

Q:  Does it cost anything to get qualified?

A:  It cost you nothing!  Once we sit down together, you fill out a short
    application.  From there, we determine if you qualify for one of our
    programs.  Best of all, this is done without any expense.

Q:  What if I have liens against the property?
    (IRS, tax, 2nd mortgage, vendors, etc)

A:  The liens must be paid off.  However, we pay off all these liens
      providing there is enough equity in your home. 

Q:  What will my new payment amount be?

A:  There are too many different factors that determine your payment to
      give you an answer here.  But in most cases, it is possible to reduce
      your monthly payment.

Q:  When will the first payment be due?

A:  Typically, your first payment will be due 30 days after closing.  If
      necessary, you can change the day of the month your payment is due.



Q:  Can I get additional cash to pay other bills?

A:  Yes you can.  That amount will be determined by the equity in your home. 
      Please note, if you get cash back, your monthly payment will increase .

Q:  How long does the whole process take?

A:   If you provide all the documents requested in a timely manner, it will
      typically takes less than a week.

Q:  The foreclosure sale is next week!  Can you help me?

A:  Yes.  Once all requested documents are received, we will be able
      to give you a decision within 24 hours, sometimes faster.  Then we
      contact your current mortgage company and/or the attorney in charge of   
      the foreclosure and request a delay in your foreclosure.  Because of our
      working relationships with the mortgage companies, usually they will
      delay the foreclosure allowing us time to complete the transaction.

Q:  Could we NOT stop the foreclosure?

A:  Yes, unfortunately this does sometimes happen.  The best way to avoid
    this is by communicating with your mortgage company and their atty.
    Let them know your plans.  Give them our name and phone number in 
    case they have any questions.   When they don’t hear from you, they
    automatically assume you are not planning to do anything to save your
    home.  The longer you wait the harder it will be to stop the foreclosure.


Q:  Can’t I just file bankruptcy to stop the foreclosure?


A:  Yes, filing bankruptcy will stop the foreclosure process – but only
      temporarily.  Bankruptcy is NOT a cure to your problems – it will only
      add to them.  By filing bankruptcy, you may get further behind in
      your payments.  Eventually, you may be at the point of no return –   
      where it will be impossible to save your home.  A bankruptcy will be a
      blemish  on your credit report for a long, long time.  


Consider Your Alternatives



You could do nothing and lose your home AND all the equity you have worked so hard for.  After the foreclosure sale, the sheriff may forcibly remove you from your home, with only a couple days notice.  Where would you and your family go?

If you decide you don’t want to stay and are ready to move, but just need more time.  Please talk to us. We will make a fair offer to buy your house for CASH, allowing you time to find a new home without the pressure of moving quickly.  Cash allows you freedom to make choices and puts YOU in control of your future!


The Bottom Line



The longer you wait to make a decision, the harder it will be to stop the foreclosure.  We are dedicated to helping you save your home and save your equity. We feel that we have the best alternative; but only you can make the decision to call for an appointment.  Once you receive the Notice to Default on your loan, you only have a few months before the foreclosure sale. You must act quickly! If you do nothing you will lose your home!  Call Ed at West Coast Property Group 541-780-2424 today to make an appointment to discuss your options.

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